How this calculator works
The selected threshold splits one workweek into straight-time and overtime hours. The residential setting uses the New York state 44-hour rule and keeps the general 40-hour result visible for comparison. Federal coverage can still require the 40-hour rule. Choose the applicable rule rather than assuming that living at work decides it. Money is USD before tax. Farm work, special wage orders, bonus allocation and exempt-worker rules are outside this calculation.
Formula
Regular hours = min(worked hours, threshold). Overtime hours = max(worked hours - threshold, 0). Gross = regular rate x (regular hours + 1.5 x overtime hours). The inverse hours mode solves this expression on each side of the threshold.
Worked example
At $20 USD per hour for 50 hours, the general calculation is 40 x $20 + 10 x $30 = $1,100. The 44-hour residential calculation is 44 x $20 + 6 x $30 = $1,060. The visible difference is $40. A $1,375 target over the same 50 hours under the 40-hour rule implies $25 per hour.
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Frequently asked questions
Can every live-in worker select 44 hours?
No. The state residential rule is only one part of the coverage analysis. Federal overtime can apply after 40 hours. Check the official coverage guidance and use the rule giving the required protection.
Can two workweeks be averaged?
Do not combine separate workweeks in this input. Classify each week separately even when both are paid on one biweekly cheque.
Is the overtime factor adjustable?
This tool fixes the factor at 1.5 for the described rules. Use the general overtime page for a contract-specific multiplier. Given a gross target, this page can instead solve for the regular rate or total worked hours.
Does this calculate New York income tax?
No. It estimates gross wages. The related New York tax page addresses a separate tax calculation.